We believe in providing a credit card experience that aligns with your financial situation.
That's why our credit card limit scales based on your checking account deposits and account balance.
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Responsible Spending
By scaling your credit card limit based on your savings account balance and checking account deposits, CleverCard encourages responsible spending within your financial means.
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Avoiding Overspending
The dynamic adjustment helps prevent overspending beyond what your account came support, promoting a healthier financial lifestyle
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Flexibility and Control
The scaling credit card limit feature allows you to enjoy the benefits of a higher credit limit when your checking account balance is healthy, while also protecting you from potential debt accumulation.
Checking Account Deposits
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When you open a CleverCard credit card and link it to your CleverCard Checking Account, the deposits you make into your checking account play a crucial role in determining your credit card limit.
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Regular deposits into your checking account demonstrate a healthy financial activity and responsibility, which can positively impact your creditworthiness.
Dynamic Credit Limit Adjustment
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CleverCard continuously monitors your savings account balance and adjusts your credit card limit accordingly.
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If your savings account balance increases, you may see an increase in your credit card limit, giving you more purchasing power.
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Similarly, if your savings account balance decreases, your credit card limit may be adjusted accordingly to ensure it remains within a reasonable range.